But First, Get Pre-Approved!

But First, Get Pre-Approved! Getting pre-approved is the first step in the home buying process.

The pre-approval process commences with contacting a mortgage lender who will check your credit history, verify your income, and then provide assurances that you can get a mortgage loan up to a certain amount. This pre-approval or pre-approval letter will help you pinpoint a budget for your home search and when shopping for a home, will be advantageous as it shows sellers your buying power.

A pre-approval is based on the documentation the borrower supplies at the time of the application, and any actual eligibility to receive the pre-approved loan depends on the terms and conditions of the pre-approval and the ability to secure the loan before the pre-approval expires.

So, if you’re in the market for a home, contact me and lets work with an excellent mortgage lender to get you pre-approved in less than 24 hours!